COBRA Health plan Advice for Individuals and Small Businesses
 
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63 day significant break in coverage

You do not want to go without coverage for a period of 63 days or over if you want to be able to count your previous coverage with a certificate of creditable coverage from your previous health insurance company. You can avoid breaks in coverage by:

  • Continue your previous employers group health plan through COBRA.
  • Buying an individual health insurance policy if you think you will have a break of 63 days or longer.
  • Enrolling in a spouse's health plan.
  • Enrolling in your state's high-risk pools for people who cannot get health benefits.

Written by Craig J. Casey

Craig Casey is an Writer, Coach, Blogger, Husband, and Former Health Insurance Agent helping people on the web since 1999 with their health insurance problems.

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