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cobra extended to 36 months

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cobra extended to 36 months

Postby MKieth » Thu Apr 14, 2011 12:27 pm

I might have to go out on disability. I read somewhere that cobra can be extended to 36 months, can it. also how long does the obama plan subsidy for cobra lasts?
MKieth
 

Re: cobra extended to 36 months

Postby FredSneed » Fri Apr 15, 2011 2:05 am

The extension of coverage may be available if you are on COBRA and determined by the Social Security Administration (SSA) to be disabled.

Under the disability extension, the maximum COBRA period is extended to a maximum period of up to 29 months. Before you get too excited, if you do receive the 11 month disability extension of COBRA coverage, the premium for those additional months may be increased to 150% of the plan's total cost of coverage. That is a major problem, affording COBRA insurance on disability or DI payments.

The COBRA Disability Extension
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Re: cobra extended to 36 months

Postby DianeK » Sun Apr 24, 2011 9:55 am

I am not didabled but currently on Cobra and have been for 17 months. I took another job with a new company and while on Cobra was terminated from the new job in less than 60 days. Can I get my cobra benefits extended for another 18 months. I am in California.
DianeK
 

Re: cobra extended to 36 months

Postby FredSneed » Thu May 05, 2011 1:29 pm

DianeK

yes you need to be enroll in CAL-COBRA. It will cost you 110% of your group coverage, vs. 102% from COBRA so you will see an increase in premium.
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Re: cobra extended to 36 months

Postby TPA » Wed May 11, 2011 10:15 am

When officially disabled, you could extend cobra. When you're on COBRA and found by the SSA to be disabled at termination, let the plan administrator knows so the 18 months are extended to 29 months.
TPA
 


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