When an insured gets a divorce from a
dependent spouse, and that dependent spouse
has cancer, is the insured's employer
required to continue coverage for the
dependent spouse who has cancer? If so,
for how long? If not, what is offered, or
required by law in the state of California?
The dependent spouse losing her health insurance due to the divorce would trigger COBRA IF the health plan administrator was notified within 60 days of the loss of insurance because of the divorce, not simply un-enrolled from the health insurance plan. They may also try and get coverage elsewhere (if available), qualify for medicare, or remarry. There is also the State High Risk Pool, depending on where she lives and the Pre-existing Condition Insurance Plan (PCIP).
Birth and total disability are two medical conditions I know of that will trigger COBRA coverage. Remember that COBRA is an entitlement benefit, and your ex would pay the entire cost anyway, so it won't cost you (also depending on your marriage settlement agreement).
Craig Casey is an Writer, Coach, Blogger, Husband, and Former Health Insurance Agent helping people on the web since 1999 with their health insurance problems.
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