We were terminated by an employee. wife elected cobra and has been sending in her check each month. she was told just before surgery that she was covered. by cobra lady and blue cross lady. just b-4 surgery they filed chapter 7 and now we are getting bills saying cobra was dropped. the lady at cobra says we have nothing to worry about and they are working with the employer to get it solved and will have it settled soon. from what i read on here, we are screwed. do i need to get a lawyer and do i have a leg to stand on? we received no notification from the employee nor cobra that we were facing any loss of benefits what so ever. thanks for any help you can give.

I feel your pain. Unless there is fraud involved it becomes a civil issue, and they may be protected by the bankruptcy stay.

Company COBRA obligations may transfer with Asset Sale

One exception is if the company assets were sold. Then the buyer might have a COBRA obligation. If the seller ceases to offer any group health plan within its controlled group in connection with the asset sale, the regulations provide the buyer may be responsible for offering COBRA continuation coverage in certain circumstances to the seller’s employees and dependents of such employees who experienced a qualifying event prior to or in connection with the sale (i.e., termination of employment) (the “M&A qualified beneficiaries”).

You should talk to an ERISA lawyer to see if they will take the case on contingency. Lawyers are very hesitant to sue someone in the midst of BK, they have little hope of collecting. Try and negotiate with your health plan administrator directly.

Better make a claim with the BK court, or the company sails into the sunset with your $$.

Many more will declare now because of obamacare healthcare scam

Obama is the best thing for helping people get health insurance since medicare. yes their is some fraud, but medicare takes care of many american elderly. Stop and smell the roses for once!

What is in that koolaid u been drinking Malia? Out of control Health insurance premiums, healthcare costs, the national debt, where is your good news? Rome is burning and you are talking about the guy that got elected cause he was black? Don't they call that rascism?

Barack hussein obama. Are you muslim or something? He is destroying healthcare and making health insurance unaffordable. Some change.

obama's healthcare scheme is a dud. Why did he think he could do what Maryland, Massachusetts, New Jersey, New York and Vermont have not been able to do without making health insurance premiums beyond reach?