|
If you are uninsurable
You still may have a few options:
- Get into a group health plan
- Check your local chamber of commerces
- Join an association that offers no questions asked health coverage
- Consider joining your state's high risk pool
- Request HIPAA if you have had group health insurance before but did not qualify for COBRA
Request a conversion policy if you did not qualify for COBRA
We have compiled federal, state high risk insurance pools, and state department of aging, that you can contact if you have been turned down for health insurance elsewhere or are uninsurable.
Contact these federal organizations:
-
Health Care Financing Administration - the federal agency that administers
-
Medicare - A health insurance program for people 65 years of age and older, some disabled people under 65, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant).
-
Medicaid A is a program for state residents who have high medical bills, receive Supplemental Security Income (SSI) and meet certain income, resource, age, or disability requirements.
- State Children's Health Insurance Program
-
Healthy Families Program - The Healthy Families Program is a state and federal funded health
coverage program for children with family incomes above the level eligible
for no cost Medi-Cal and below 250% of the federal income guidelines
($36,576 for a family of three).
-
Managed Risk Insurance Board - Created in 1990 to advise the California Governor and the Legislature on strategies for reducing the number of uninsured persons
-
AIM Program Access for Infants and Mothers covers uninsured pregnant women during pregnancy and
for 60 days of health care after pregnancy. To qualify, families can earn
between 200 percent and 300 percent of the federal poverty level, or up to
$41,640 for a family of three.
State Departments of Aging
|
|
