I retired in December and am on COBRA. I am now 66 yrs. old, have not enrolled in Medicare yet. I intend to enroll in Medicare when COBRA expires. Will there be a penalty for late enrollment? My insurance is as good as Medicare drug plan, which my company has stated.

On medicare Part D, penalties or additional costs may not apply if you currently have drug coverage through a former employer or union considered (creditable coverage).

Call Medicare & Medicaid
7500 Security Boulevard
Baltimore MD 21244

MyMedicare.gov, or call 1-800-MEDICARE