The military equivalent of COBRA is CHCBP or Continued Health Care Benefit Program. A health care program administered by Humana Military Health Care Services, Inc. (Humana Military). CHCBP offers temporary transitional health coverage for 18-36 months after TRICARE eligibility ends. If you qualify, you can purchase CHCBP within 60 days of loss of eligibility for either regular TRICARE or Transitional Assistance Management Program (TAMP) coverage.
Former spouses (if you remain Unremarried) who were eligible for TRICARE on the day before the date of the final decree of divorce, dissolution or annulment. Coverage is usually limited to 36 months however some unremarried former spouses may continue coverage beyond 36 months if they meet certain criteria.
Continued Health Care Benefit Program
The Continued Health Care Benefit Program (CHCBP) is a premium-based health care program administered by Humana Military Health Care Services, Inc. (Humana Military). CHCBP offers temporary transitional health coverage for 18-36 months after TRICARE eligibility ends. If you qualify, you can purchase CHCBP within 60 days of loss of eligibility for either regular TRICARE or Transitional Assistance Management Program (TAMP) coverage.
CHCBP acts as a bridge between military health benefits and your new civilian health plan. CHCBP benefits are comparable to TRICARE Standard with the same benefits, providers and program rules. The main difference is that you pay premiums to participate.
Individual coverage: $988 per quarter
Family coverage: $2,213 per quarter
Who is eligible? Under certain circumstances, the following beneficiaries may be eligible:
Former active duty service members released from active duty (under other than adverse conditions) and their eligible family members. Coverage is limited to 18 months.
Unremarried former spouses who were eligible for TRICARE on the day before the date of the final decree of divorce, dissolution or annulment. Coverage is usually limited to 36 months however some unremarried former spouses may continue coverage beyond 36 months if they meet certain criteria. Contact Humana Military for details.
Children who cease to meet the requirements to be an eligible family member and were eligible for TRICARE on the day before ceasing to meet those requirements. Coverage is limited to 36 months.
Certain unmarried children by adoption or legal custody. Coverage is limited to 36 months.
Craig Casey is an Writer, Coach, Blogger, Husband, and Former Health Insurance Agent helping people on the web since 1999 with their health insurance problems.
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