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Are You Eligible For COBRA?

You may not qualify if you:

Don't return the enroll paperwork within 60 days of getting a COBRA final notice
Work for a church or church related association or college
Don't notify the administrator in 60 days after a divorce or separation
Don't pay the first premium after 45 days after electing
Move outside of your COBRA plan's coverage area
Get medicare, without contacting the administrator
Weren't enrolled in the group plan
Get private health insurance
Have a policy through an association
Are terminated for gross misconduct
Are a federal employee
Had an employer with under 20 employees
Had an FSA aka Flexible Spending Arrangement

All of these may cause you to not meet the requirements for extending under COBRA. Alternatives to COBRA are private health insurance, associations, another group plan, chambers of commerce, Pre Existing Condition Plans, State High Risk Pools, State mini COBRA and individual health insurance (if healthy). Written by Craig J. Casey

Craig Casey is an Writer, Coach, Blogger, Husband, and Former Health Insurance Agent helping people on the web since 1999 with their health insurance problems.