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dropped during open enrollment

If you divorce or legally seperate

dropped during open enrollment

Postby givesmegas » Fri Mar 18, 2011 3:52 pm

An estranged spouse was dropped from employers coverage during open enrollment. Does that estranged spouse qualify for COBRA?
givesmegas
 

Re: dropped during open enrollment

Postby FredSneed » Fri Mar 18, 2011 5:38 pm

Did the spouse or husband notify the
administrator within 60 days of losing coverage? If not, there is no way for the them to know the domestic situation at home. Contact your health plan administrator directly.

To get a health insurance quote online, go here:

http://www.cobrahealth.com/healthquotes.htm
Fred Sneed
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Re: dropped during open enrollment

Postby givesmegas » Fri Mar 18, 2011 6:16 pm

I'm unsure. However, if someones coverage is dropped during open enrollment does that become a triggering event for COBRA?
givesmegas
 

Re: dropped during open enrollment

Postby FredSneed » Mon Mar 28, 2011 10:57 pm

It does because they are losing their health insurance due to the divorce or legal separation. When you first were enrolled in the plan did the group administrator send you a notice of your COBRA rights to the home address they had on file?

If that notice did not disclose in clear language the requirement to notify the plan administrator, they may still owe you COBRA.

However, a much better deal is to get your own private medical plan
Fred Sneed
Customer Support
COBRAHealth.com
Health Plan Advice
FredSneed
Site Admin
 
Posts: 364
Joined: Sat Sep 25, 2010 10:00 am
Location: San Diego, CA

Re: dropped during open enrollment

Postby rL » Tue Mar 29, 2011 12:19 pm

also if you were dropped in anticipation of the divorce or legal separation, you'd qualify for COBRA.
rL
 


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