We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
Group lay-off at end of Feb 2003. Cobra'd immediately. Husband operated on for cancer Oct 2003 reaching plan's maximum deductible and out of pocket: $250+$1,000=$1250 Total for year 2003.
Denied reimbursement: Told that reimbursement policy of Out of Pocket Expenses once max was reached applied to ACTIVE employees only.
QUESTION: Doesn't COBRA duplicate EXACT BENEFITS OF ACTIVE EMPLOYEES TO COBRA'D EMPLOYEES. ALSO: PLEASE STATE SECTION, SUB-SECTION, PARAGRAPH so stating exact benefit duplication. Thank you.