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Posted by Ernie Potter on August 13, 2004 at 02:13:17:

I started my cobra in Florida on March 1, 2003 and on December1st, 2003, I filed for Social Security Disability. My cobra health coverage was good but I cannot convert to a private plan with United Healthcare but I have to enroll with a subsidiary company by UHC. Their benefits suck. I take several medications that are very expensive and their plan does not cover most of the medications I take. I have tried other companies such as BC/BS of Fl and Humana. With them, I will have guaranteed insurability but their rates are more that twice what I was paying with COBRA and it would be a HIPPA Plan and again, their coverage stings.

I have heard that they would be forced to continue coverage if I became disabled. I have an attorney and w are appealing my first turn down by SS. This could go on for months and during that time, I will have no income and no health insurance. I could continue the COBRA payments if I could stay with my current provider.

I would appreciate any feedback you can give.

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: I started my cobra in Florida on March 1, 2003 and on December1st, 2003, I filed for Social Security Disability. My cobra health coverage was good but I cannot convert to a private plan with United Healthcare but I have to enroll with a subsidiary company by UHC. Their benefits suck. I take several medications that are very expensive and their plan does not cover most of the medications I take. I have tried other companies such as BC/BS of Fl and Humana. With them, I will have guaranteed insurability but their rates are more that twice what I was paying with COBRA and it would be a HIPPA Plan and again, their coverage stings. : I have heard that they would be forced to continue coverage if I became disabled. I have an attorney and w are appealing my first turn down by SS. This could go on for months and during that time, I will have no income and no health insurance. I could continue the COBRA payments if I could stay with my current provider. : I would appreciate any feedback you can give.

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