We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
Re: Re: TURNED DOWN!
In Reply to: Re: TURNED DOWN! posted by Craig on August 31, 2004 at 10:32:15:
: Janet:
: There are several things you can do, if you've been denied coverage for health insurance. Private, individual health insurance will be very difficult, now that you will be asked on an insurance application "have you ever been turned down for insurance"
: I suggest you find out if through a trade / professional association or chamber of commerce if they have group health insurance available.
: Obvious ones are employer guaranteed issue coverage where either you, your spouse or domestic partner work.
: Another avenue might be your State's high risk fund. Once (if) you are discharged from care for this pre existing condition, try and work with your health insurance broker and see if the carrier will do a pre approval to see if you qualify first.
: At least ask the health insurance agent if they can look in the underwriting guide to determine if your pre existing condition is grounds for denial.
: Craig
Craig, thanks so much for your suggestions - I'll be following up on them. Janet
: : Does anyone have ANY suggestions for someone in the state of TN who was turned down for health insurance for pre-existing conditions? This is ridiculous but I need insurance!!!!!
: : thanks