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Employer didn't send Cobra papers to ins. co.

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Posted by Janelle on September 03, 2004 at 06:41:20:

I left my previous employer (300+ employees) on 12/16/03. Ins. would've ended 12/31/04 w/o cobra. I had surgery scheduled for 1/21/04 so I knew I needed cobra for an additional month.

I sent back my paperwork w/in 60 days and then paid w/in 45 days. I recv'd a letter 4/21/04 from employer confirming coverage extended until 1/31/04.

I did everything I was supposed to do. Ins. co. denied claims stating coverage ended 12/31/04. I called Ins co., they stated employer never sent them Cobra notification. I have called my prev employer and keep geting a run arounf and sent to voicemail.

Can someone tell me what my next step could be. I'm looking at a VERY large hospital bill (some has already been sent to collections) This had been a battle for months. I can understand if I screwed up some how, but I did what I was supposed to.

PLEASE HELP

Follow Ups:

Re: Employer didn't send Cobra papers to ins. co. Craig 23:51:11 9/07/2004 (4)
- Filing Complaints Ref. COBRA Notice Never Sent Jolie 15:37:14 11/05/2004 (0)
- Pennsylvania COBRA Pennsylvania 12:50:01 11/05/2004 (0)
- COBRA changes Dave Mills 09:17:17 11/05/2004 (0)
- Re: Re: Employer didn't send Cobra papers to ins. co. CINDY 10:16:17 11/04/2004 (0)

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Subject: Re: Employer didn't send Cobra papers to ins. co.

Comments:
: I left my previous employer (300+ employees) on 12/16/03. Ins. would've ended 12/31/04 w/o cobra. I had surgery scheduled for 1/21/04 so I knew I needed cobra for an additional month. : I sent back my paperwork w/in 60 days and then paid w/in 45 days. I recv'd a letter 4/21/04 from employer confirming coverage extended until 1/31/04. : I did everything I was supposed to do. Ins. co. denied claims stating coverage ended 12/31/04. I called Ins co., they stated employer never sent them Cobra notification. I have called my prev employer and keep geting a run arounf and sent to voicemail. : Can someone tell me what my next step could be. I'm looking at a VERY large hospital bill (some has already been sent to collections) This had been a battle for months. I can understand if I screwed up some how, but I did what I was supposed to. : PLEASE HELP

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