We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
Re: COBRA question
In Reply to: COBRA question posted by allison on April 17, 2007 at 18:36:50:
Allison
Not if the coverage is guaranteed issue, there is no underwriting to determine what's pre existing.
Are they asking for your medical records? If so, it's not true group coverage.
Agent
: Hello,
: I am leaving my current employer who provides group insurance coverage. I am beginning a new job that also provides group coverage. I will have one week that will lapse if I do not elect COBRA coverage. I was told that if I allowed this lapse I could be denied coverage for preexisting conditions. Is this true? I am confused because I thought with group coverage I could not be denied benefits based on preexisting conditions. Basically, I am wondering what impact I could face in not electing COBRA and allowing a lapse for one week, other than the obvious if I had a medical emergency. I truly appreciate any advice you can give me.
: Thank you,
: Allison