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between plans, can we wait to elect until we see if we needed coverage?

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Posted by sp on September 11, 2007 at 13:56:43:

This may seem crazy, but we will be covered with current insurance until Oct. 1, changing jobs and getting a new insurance policy Jan. 1. Is it possible to not elect to continue coverage until A) we need insurance due to an event and then elect and send the premium; or B) our new insurance kicks in and we didn't require coverage during those 93 days so we don't elect to continue under COBRA? I know this seems kind of shady, but we're talking about $3600 for 90 days of coverage!

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