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COBRA dropped because of non-payment. LAPSE. HELP!

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Posted by James on December 18, 2008 at 17:40:19:

Did not see this coming - My Coverage was dropped due to a missed payment that I totally forgot about. Coverage is terminated as of 10/31. I had a bunch of procedures done in November. I called trying to beg them to reinstate coverage, didnt work. I have a surgery coming up!! How can I get coverage retroactive to termination date (10/31)?? Can I obtain conversion coverage? Please your help would appreciated!

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Subject: Re: COBRA dropped because of non-payment. LAPSE. HELP!

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