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Retiree losing dental & vision but not medical coverage. What are my rights?

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Posted by Steve on January 09, 2009 at 06:52:04:

I am retiring in June and will transfer to my employer's retiree medical coverage then. It does NOT include the dental and vision coverage I currently have from my employer. I asked to continue dental and vision coverage but they only offer benefits continuation for the entire benefits package (including medical). Are employers required to offer benefits continuation only for the lost coverage or may they "bundle" their COBRA offering so that I must buy medical coverage that I don't need?

I will not experience a loss of medical coverage, so it does not seem right thay they only offer a COBRA bundled package.

A second question: Is loss of coverage due to retirement considered a qualifying event?

Thanks!

Follow Ups:

Re: Retiree losing dental & vision but not medical coverage. What are my rights? Fred 06:36:18 8/13/2010 (0)

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Subject: Re: Retiree losing dental & vision but not medical coverage. What are my rights?

Comments:
: I am retiring in June and will transfer to my employer's retiree medical coverage then. It does NOT include the dental and vision coverage I currently have from my employer. I asked to continue dental and vision coverage but they only offer benefits continuation for the entire benefits package (including medical). Are employers required to offer benefits continuation only for the lost coverage or may they "bundle" their COBRA offering so that I must buy medical coverage that I don't need? : I will not experience a loss of medical coverage, so it does not seem right thay they only offer a COBRA bundled package. : A second question: Is loss of coverage due to retirement considered a qualifying event? : Thanks!

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