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Re: cobra and how it works

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Posted by Fred on January 06, 2010 at 19:24:16:

In Reply to: cobra and how it works posted by steve h on September 05, 2009 at 09:32:15:

Steve

Answers below.

Fred

>Since COBRA is continuation coverage, if you could elect only one child for orthodontia, then you will be able to do so on COBRA. Asks the health plan administrator if they offer unbundled dental, where you can elect seperate from the health plan.

:if i do and the employer charges $100, do they bill me and i cut a check to them each month?

>If the total premium was $100 (highly unlikley) you would pay $35, and the health plan would be reimbursed by the treasury for the $65.

:how does the cobra stimulus bill work? do i now only have to pay $35 (65% covered by government)? Does stimulus only apply for 9 months?

>The subsidy is availalbe for 15 months total.

: my wife will be officially laid of in about a week. my son is in the middle of orthodontic treatment and im trying to determine if its worth it to take out cobra, butr im really not sure how it works. If anyone knows, am i able to cover only my one child with the braces? if i do and the employer charges $100, do they bill me and i cut a check to them each month?how does the cobra stimulus bill work? do i now only have to pay $35 (65% covered by government)? Does stimulus only apply for 9 months?

: Any help with this will be greatly apprecitated. its all very confusing and new.

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Subject: Re: Re: cobra and how it works

Comments:
: Steve : Answers below. : Fred : : my wife will be officially laid of in about a week. my son is in the middle of orthodontic treatment and im trying to determine if its worth it to take out cobra, butr im really not sure how it works. If anyone knows, am i able to cover only my one child with the braces? : >Since COBRA is continuation coverage, if you could elect only one child for orthodontia, then you will be able to do so on COBRA. Asks the health plan administrator if they offer unbundled dental, where you can elect seperate from the health plan. : :if i do and the employer charges $100, do they bill me and i cut a check to them each month? : >If the total premium was $100 (highly unlikley) you would pay $35, and the health plan would be reimbursed by the treasury for the $65. : :how does the cobra stimulus bill work? do i now only have to pay $35 (65% covered by government)? Does stimulus only apply for 9 months? : >The subsidy is availalbe for 15 months total. : : : my wife will be officially laid of in about a week. my son is in the middle of orthodontic treatment and im trying to determine if its worth it to take out cobra, butr im really not sure how it works. If anyone knows, am i able to cover only my one child with the braces? if i do and the employer charges $100, do they bill me and i cut a check to them each month?how does the cobra stimulus bill work? do i now only have to pay $35 (65% covered by government)? Does stimulus only apply for 9 months? : : Any help with this will be greatly apprecitated. its all very confusing and new.

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