COBRA Health plan Advice for Individuals and Small Businesses |
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In Reply to: are spouses covered with mini cobra in maryland posted by Dianne on May 13, 2009 at 14:14:08:
Dianne:
In Maryland Title 31 of the Maryland Insurance Administration, Chapter 4 addresses Continuation of Coverage for Terminated Employees. This law is similar to federal COBRA in that it allows for terminated employees to remain insured under the employer's group health insurance for a period of 18 months following the termination of full-time employment. The election period is 45 days.
Fred
: Hello. I am wondering if spouses of the employee are covered by the mini cobra plan in Maryland. My husband is the employee in a business with less than 20 people, but will stop working May 31, 2009. He doesn't need coverage because he has medicare but I do, so am I eligible for the mini cobra plan as a spouse of the employee or does it only cover the employee?