COBRA Health plan Advice for Individuals and Small Businesses

Re: qualified COBRA insurance beneficiary?

We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.

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Posted by Fred on July 24, 2010 at 21:55:43:

In Reply to: qualified COBRA insurance beneficiary? posted by Hugo on July 24, 2010 at 05:47:29:

: Who is a qualified beneficiary? I am "retiring" and I had a conversation with my HR dept manager and he is saying my dependent daughter may not be covered under COBRA.
:
: Thank you ahead of time,
:
: Hugo

Hugo:

If your daughter is covered now, she will be covered once you elect COBRA. They cannot exclude or descriminate against her.

A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee's spouse, or an employee's dependent child. In certain cases, a retired employee, the retired employee's spouse, and the retired employee's dependent children may be qualified beneficiaries. In addition, any child born to or placed for adoption with a covered employee during the period of COBRA coverage is considered a qualified beneficiary. Agents, independent contractors, and directors who participate in the group health plan may also be qualified beneficiaries.

Fred

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Subject: Re: Re: qualified COBRA insurance beneficiary?

Comments:
: : Who is a qualified beneficiary? I am "retiring" and I had a conversation with my HR dept manager and he is saying my dependent daughter may not be covered under COBRA. : : : : Thank you ahead of time, : : : : Hugo : : Hugo: : : If your daughter is covered now, she will be covered once you elect COBRA. They cannot exclude or descriminate against her. : : A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee's spouse, or an employee's dependent child. In certain cases, a retired employee, the retired employee's spouse, and the retired employee's dependent children may be qualified beneficiaries. In addition, any child born to or placed for adoption with a covered employee during the period of COBRA coverage is considered a qualified beneficiary. Agents, independent contractors, and directors who participate in the group health plan may also be qualified beneficiaries. : : Fred

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