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REQUIRED NOTICE FOR DISCONTINUED COVERAGE


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Posted by VICKI REMBOLD on April 10, 2005 at 19:30:29:

I HAVE A HMO HEALTH CARE THROUGH MY EMPLOYER WITH MY COPAY DEDUCTED FROM MY PAYCHECK.
I HAVE BEEN ON DISABILITY SINCE 9/17/04. I WAS DIAGNOSED WITH A LUNG TUMOR 6/04 AND IT WAS REMOVED IN 10/04. DURING A FOLLOW UP ANOTHER UNRELATED TUMOR WAS FOUND. (ACOUSTIC SCHWANOMMA) I BEGAN TREATMENT IN MARCH, RADIOSTATIC SURGERY, THAT IS 30 DAYS OF TREATMENT.
I RECEIVED FROM MY EMPLOYER TODAY A NOTICE OF DISCONTINUED COVERAGE WITH THE DATE 3/31/05. COBRA WAS OFFERED TO ME BUT I'M NOT FINANCIALY ABLE TO AFFORD ANYTHING AT THIS TIME.
I HAD A CREDIT DUE TO ME FROM MY EMPLOYER FOR A NOTHER INSURANCE COMPANY THAT SAID I WAS NEVER COVERED WITH THEM AFTER I HAD BEEN PAYING THAT PAYMENT FROM MY PAYCHECK ALSO.
I ASKED THE REFUND TO BE APPLIED TOWARDS MY EXISTING COVERAGE.
I'M IN THE MIDDLE OF TREATMENT FOR THE TUMOR AND I HAVE OTHER DOCTOR APPOINTMENTS SCHEDULED FOR THIS MONTH.
I HAD NO PRIOR WARNING OR NOTICE OF THIS DATE. IS A 30 DAY NOTICE REQUIRED? WHY CAN'T I PAY THE DEDUCTIBLE LIKE I WAS BEFORE?


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