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Can my husband get COBRA after Private LTD Benefit Ends


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Posted by Lara on May 23, 2005 at 13:25:34:

Hello,

My husband's long-term disability benefits have been recently terminated by
AT&T through it's insurance carrier MetLife.
AT&T said that my husband's health care benefit will also be cut off as a
consequence of MetLife's decision.
Is my husband is eligible for COBRA? AT&T's Benefits Center said he is not
because it has been 4 years since my husband went on long-term disability
and that COBRA is only good for 18 months. I do not think my husband ever
got COBRA upon going on disability but continued to pay the premium rate for
LTD and retirees.

I would greatly appreciate it if you could give us an answer as soon as
possible since my husband's benefits will be ending on June 1, 2005 and my
husband remains quite sick and in need of medication and therapy. He is
still Medicare eligible though since he is still considered disabled as far
as Social Security is concerned. Maybe this could guide us as to what our
options are in terms of finding health care coverage for him.

Many thanks in advance.

Best regards,

> Lara


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