We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
In Reply to: Re: COBRA requirements posted by Barbara on February 26, 2003 at 16:00:17:
: : What information is an employer required to give an employee upon a qualifying event? The employer hand delivered to my husband his notification, detailing Medical but Dental and Vision were left blank. The notification was address to just my husband and no formal notification was given to me. I was unaware of dental being under COBRA until I called the insurance company and was told by them that they would allow me to enroll up to 104 from loss of coverage, but I had to go through the employer. I just wanted coverage for my children for Dental. What can I do, if anything? Is this okay?
The employer has to offer you the exact same coverage you had as an employee or whatever the current employees have now(by that I mean the employer coincidentally could have been switching carriers or premiums right when you left the company so in that case your coverage or premiums might be different)
If you had vision or dental coverage on your company's policy when you worked there they HAVE to offer it to you for COBRA coverage. COBRA coverage is not a different policy. It is the same coverage (or offer of)that you had with the company and it ALL should have been listed and spelled out on the COBRA notification forms so you know exactly how much to pay and when.
I would contact your state DOL if the correct information was not given to you. More than likely you will not get another policy or coverage handbooks because you should have received those as an employee, however all coverage options and premiums should be listed.