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Re: No cobra notice

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Posted by Craig (68.8.206.163) on March 05, 2003 at 22:13:47:

In Reply to: No cobra notice posted by Sue on March 04, 2003 at 10:08:32:

Sue:

No, your employer's threats will go nowhere, if it is concerning COBRA. Your husband could have even singed up for the coverage and then not sent in his premium, and his former employer could do NOTHING!

If you want to have some fun, the THE FAIR DEBT COLLECTION PRACTICES ACT lays out what a debt collector can and cannot do.

I'm not sure you can get any money out of it, but i think there are punitive or statory damages, if they try and collect this non debt. Or you can send them a bill for say $1000 and ask the to pay that as well!

Check out:

False or misleading representations

If you are healthy, COBRA may not be the cheapest way to go. Get
your own health insurance with a lower premium.

Please respond if you have further questions and keep us updated on your situation,

Craig

: My husband quit his job back in August of last year. His employeer did not give him a cobra notice, so he did not sign a notice accepting, or decline the cobra insurance. His ex-employer paid for one extra month insurance premium. Eventhough my husband did not sign anything stating he wanted continuation. His ex-employer is now trying to bill us, and has threatened to turn this over to collections if it is not paid. Can they leavally do this?

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Subject: Re: Re: No cobra notice

Comments:
: Sue: : No, your employer's threats will go nowhere, if it is concerning COBRA. Your husband could have even singed up for the coverage and then not sent in his premium, and his former employer could do NOTHING! : If you want to have some fun, the <A href="http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm">THE FAIR DEBT COLLECTION PRACTICES ACT</a> lays out what a debt collector can and cannot do. : I'm not sure you can get any money out of it, but i think there are punitive or statory damages, if they try and collect this non debt. Or you can send them a bill for say $1000 and ask the to pay that as well! : Check out: : <A href="http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#807">False or misleading representations</a> : If you are healthy, COBRA may not be the cheapest way to go. Get : your own <A href="http://www.cobrahealth.com/healthquotes.htm" onclick="exit=false">health insurance</a> with a lower premium. : Please respond if you have further questions and keep us updated on your situation, : <img border="0" src="http://www.cobrahealth.com/casey.jpg" width="116" height="155"> : <a href="mailto:craig@cobrahealth.com"><b>Craig</a></b> : : My husband quit his job back in August of last year. His employeer did not give him a cobra notice, so he did not sign a notice accepting, or decline the cobra insurance. His ex-employer paid for one extra month insurance premium. Eventhough my husband did not sign anything stating he wanted continuation. His ex-employer is now trying to bill us, and has threatened to turn this over to collections if it is not paid. Can they leavally do this?

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