We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
I am hoping someone can tell me what is the best step for us to take at this point. My husband quit his job in January when he received a job offer elsewhere. Our health insurance through his new company does not begin until April. In February I had an unexpected health issue come up which required minor surgery. Since we had not received anything from his former employer or the insurance company stating that our insurance had been terminated we assumed it was still in effect. Now we are receiving bills stating that our insurance was not in effect at that time. We have never received anything giving us the opportunity to elect COBRA. Aren't they required by law to offer us COBRA? Someone told me that in this case they would be responsible for paying for our coverage up until this point. Is this true, and, if so, how do I go about getting them to do so?