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Re: Is there an exemption for an eligible beneficiary who is not mentally fit to elect COBRA benefits?


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Posted by Matthew Justin Vance, Esq. (64.2.70.148) on March 09, 2003 at 12:16:08:

In Reply to: Is there an exemption for an eligible beneficiary who is not mentally fit to elect COBRA benefits? posted by Brian on February 28, 2003 at 08:50:00:

Brian:

The Internal Revenue Service's 1999 final COBRA regulations specify that if a person is incapacitated then the COBRA election can be made on that person's behalf by someone else. The citation for this is Q & A #6, Section 54.4980B-6. The 1999 IRS COBRA regs are available at www.BenefitsLink.com.

Also, I note in your e-mail that your father has liver problems. Have you examined his rights to Medicare for end-stage renal disease?

Sincerely,
Matthew Vance

Matthew Justin Vance, Esq.
14 South Orange Avenue
South Orange, NJ 07079
(973) 313-0900
fax: (973) 313-0999
mvance@ErisaAdvisoryOpinions.com

: My father did not elect COBRA benefits after being terminated from his employment and has since been hospitalized for severe liver problems related to alcoholism. Being that I can't find a readable text of the COBRA statute or a comprehensive list of regs that could address this issue, does anyone have specific information about individuals that could be ruled unable to elect benefits on their own behalf.

: Thanks in advance,
: Brian




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