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Cobra Health Message Board

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Cobra, private insurance and pre-existing conditions?


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Posted by Kaye on October 18, 2005 at 14:40:17:

If I maintain coverage through Cobra while searching for an individual health plan, can the new insurance company deny me for having a pre-existing condition? I have high blood pressure and am currently on Cobra after a lay-off. I thought that as long as I maintained continuous coverage, a new insurance company could not deny me coverage. However, someone today told me otherwise - that any prospective insurance company could deny me coverage EVEN with a history of continuous coverage. Who is right? I will be working for a company that does not offer health insurance so I must get my own.



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