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Re: COBRA went UP!

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Posted by Craig (68.8.206.163) on June 08, 2003 at 20:11:56:

In Reply to: COBRA went UP! posted by Gail on June 08, 2003 at 19:59:44:

Gail:

Ask your health plan administrator about dropping the beneficiaries who are healthly, or least likley to need the coverage. But unles you know the future, that is tricky! You could only pay for the people who are locked in and have pre existing conditions. And get private health insurance for the healthy family members.

Also if you are self employed, in many states you can get a group health plan if you have two or more employees.

Craig

: My COBRA went up $150.00 as my former employer
: is not offering the same insurances this year and
: it appears I am forced to choose among two that
: are very expensive for our family (788.00). We
: looked into BC/BS options but it appears there are
: pre-existing clauses and even under HIPPA you have to exhaust your COBRA option first!? We
: still have the option during this new enrollment
: period for my former employer but we are strapped
: to take it...any help out there/resources?

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Subject: Re: Re: COBRA went UP!

Comments:
: Gail: : Ask your health plan administrator about dropping the beneficiaries who are healthly, or least likley to need the coverage. But unles you know the future, that is tricky! You could only pay for the people who are locked in and have pre existing conditions. And get private health insurance for the healthy family members. : Also if you are self employed, in many states you can get a group health plan if you have two or more employees. : : Craig : : My COBRA went up $150.00 as my former employer : : is not offering the same insurances this year and : : it appears I am forced to choose among two that : : are very expensive for our family (788.00). We : : looked into BC/BS options but it appears there are : : pre-existing clauses and even under HIPPA you have to exhaust your COBRA option first!? We : : still have the option during this new enrollment : : period for my former employer but we are strapped : : to take it...any help out there/resources?

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