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Dental Coverage issues


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Posted by John Grosso (24.184.123.166) on June 21, 2003 at 19:29:40:

Message: I have been paying for COBRA (medical and Dental) for the past
few months while I waited to become eligible for my new employer's
plans. When my wife recently called the COBRA office in NY they said
that they had no paperwork on us. Does that make any sense? It has
come up because my wife has ongoing dental work that needs to be
addressed. My new employer's dental plan requires a 6 month waiting
period for restorative benefits and longer for other benefits. I want
to go with my new employer's dental so that I can include our 2 yr old
daughter, who currently has no dental insurance. I thought that my wife
could elect to ramin under COBRA as an individual, while I moved my
daughter and myself to my new employer. I am being told that I cannot
do this, that since I was the employee If I become eligible under a new
plan we all have to get off COBRA. Is that true? It seems crazy that
after being continually insured for 30 years I have to make a choice
between get! ting my daughter dental insurance or paying for the work
which my wife needs because the new insurance won't cover her for 6
months. Can somebody give me some advice?

From: John Grosso (jwgrosso@optonline.net)



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