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Re: Dental Coverage issues


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Posted by Dave (67.30.103.97) on June 21, 2003 at 20:49:54:

In Reply to: Dental Coverage issues posted by John Grosso on June 21, 2003 at 19:29:40:

When you enroll in your new employer's group dental plan, as long as you've had the dental under COBRA within 63 days of that new enrollment date, they should give you credit for prior coverage for the waiting period. You'd just need to provide the new dental carrier with proof of the prior coverage.

They only make you start a new waiting period if you don't have creditable prior coverage.

Dave
www.davefluker.com

: Message: I have been paying for COBRA (medical and Dental) for the past
: few months while I waited to become eligible for my new employer's
: plans. When my wife recently called the COBRA office in NY they said
: that they had no paperwork on us. Does that make any sense? It has
: come up because my wife has ongoing dental work that needs to be
: addressed. My new employer's dental plan requires a 6 month waiting
: period for restorative benefits and longer for other benefits. I want
: to go with my new employer's dental so that I can include our 2 yr old
: daughter, who currently has no dental insurance. I thought that my wife
: could elect to ramin under COBRA as an individual, while I moved my
: daughter and myself to my new employer. I am being told that I cannot
: do this, that since I was the employee If I become eligible under a new
: plan we all have to get off COBRA. Is that true? It seems crazy that
: after being continually insured for 30 years I have to make a choice
: between get! ting my daughter dental insurance or paying for the work
: which my wife needs because the new insurance won't cover her for 6
: months. Can somebody give me some advice?
:
: From: John Grosso (jwgrosso@optonline.net)




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