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Re: Dental Coverage issues


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Posted by Craig (68.8.206.163) on June 21, 2003 at 23:39:03:

In Reply to: Dental Coverage issues posted by John Grosso on June 21, 2003 at 19:29:40:

John:

Dave had a good answer, I might also add that Under COBRA, each qualified beneficiary has separate election rights.

If the covered employee decides to terminate COBRA coverage due to obtaining other employer-provided coverage, the employee's children or spouse has a right to continue coverage by themselves.

Craig

: Message: I have been paying for COBRA (medical and Dental) for the past
: few months while I waited to become eligible for my new employer's
: plans. When my wife recently called the COBRA office in NY they said
: that they had no paperwork on us. Does that make any sense? It has
: come up because my wife has ongoing dental work that needs to be
: addressed. My new employer's dental plan requires a 6 month waiting
: period for restorative benefits and longer for other benefits. I want
: to go with my new employer's dental so that I can include our 2 yr old
: daughter, who currently has no dental insurance. I thought that my wife
: could elect to ramin under COBRA as an individual, while I moved my
: daughter and myself to my new employer. I am being told that I cannot
: do this, that since I was the employee If I become eligible under a new
: plan we all have to get off COBRA. Is that true? It seems crazy that
: after being continually insured for 30 years I have to make a choice
: between get! ting my daughter dental insurance or paying for the work
: which my wife needs because the new insurance won't cover her for 6
: months. Can somebody give me some advice?
:
: From: John Grosso (jwgrosso@optonline.net)




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