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Urgent! Lost coverage with pre-existing condition.

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Posted by Ephraim (205.179.221.130) on July 07, 2003 at 06:41:16:

Had Insurance through my wife's employer.
Company went banckrupt and just fired all employees.

The company did not tell anyone it hasn't been paying the company policy since May 1st.

I found out about this accidentally (from a doctor's call) on June 28.

My wife is 8 months pregnant.

I heard the law is that if you apply within 63 days they can'y reject you for pre-existing condition.

My employer was nice enough to put me on his corporate plan with Oxford. However, they are now telling me they will reject me since I did not submit application within 31 days of loss of coverage.

What really is the law? what should i do?

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Re: Urgent! Lost coverage with pre-existing condition. Craig 16:39:26 7/08/2003 (0)

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Comments:
: Had Insurance through my wife's employer. : Company went banckrupt and just fired all employees. : The company did not tell anyone it hasn't been paying the company policy since May 1st. : I found out about this accidentally (from a doctor's call) on June 28. : My wife is 8 months pregnant. : I heard the law is that if you apply within 63 days they can'y reject you for pre-existing condition. : My employer was nice enough to put me on his corporate plan with Oxford. However, they are now telling me they will reject me since I did not submit application within 31 days of loss of coverage. : What really is the law? what should i do?

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