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Re: Re: Re: enrollement deadlines

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Posted by Sharon (66.74.16.232) on July 11, 2003 at 22:59:13:

In Reply to: Re: Re: enrollement deadlines posted by Dave on June 23, 2003 at 09:58:37:

: Jason,

: COBRA coverage is ALWAYS retroactive to the last date of your group coverage as an active employee. If your group ended 5/31 and you chose to enroll in COBRA on 8/15, you'd be covered back to 6/1. Please remember you must pay the back premiums though. So, in this case you elect 8/15 you'd need to pay June, July and August premiums.

: Dave
: www.davefluker.com

: : My wife and I are considering applying for COBRA through her
: : most recent job. I read through the text of the law and just wanted to
: : make sure I understand the "ELECTION" section. It seems to say that my
: : wife and I have 60 days to decide whether we want it or not and that we
: : can wait to enroll until we need the insurance. Say for instance I need
: : immediate medical treatment during that 60 days while we are still
: : elligible but have not yet enrolled, my wife and I could enroll at that
: : point and the treatment would be covered under COBRA retroactively even
: : after the medical service has been rendered. Is this correct? Thank
: : you. Sincerely, Jason Gebhardt
: :

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Subject: Re: Re: Re: Re: enrollement deadlines

Comments:
: : Jason, : : COBRA coverage is ALWAYS retroactive to the last date of your group coverage as an active employee. If your group ended 5/31 and you chose to enroll in COBRA on 8/15, you'd be covered back to 6/1. Please remember you must pay the back premiums though. So, in this case you elect 8/15 you'd need to pay June, July and August premiums. : : Dave : : www.davefluker.com : : : : My wife and I are considering applying for COBRA through her : : : most recent job. I read through the text of the law and just wanted to : : : make sure I understand the "ELECTION" section. It seems to say that my : : : wife and I have 60 days to decide whether we want it or not and that we : : : can wait to enroll until we need the insurance. Say for instance I need : : : immediate medical treatment during that 60 days while we are still : : : elligible but have not yet enrolled, my wife and I could enroll at that : : : point and the treatment would be covered under COBRA retroactively even : : : after the medical service has been rendered. Is this correct? Thank : : : you. Sincerely, Jason Gebhardt : : :

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