We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
In Reply to: COBRA vs Cal Cobra posted by Karen on August 21, 2003 at 13:45:31:
No. Federal COBRA and Cal-COBRA are 2 different programs. Under CA AB 1401, employees would do the first 18 months on federal COBRA, then be switched to Cal-COBRA for the additional 18 months.
The fly in the ointment is whether or not the insurer or employer must comply with AB 1401. Generally, out-of-state plans are not subject to AB 1401 continuation rules. If you are insured by a PA company with a PA health plan, then even though you live in California, you'd be governed by any laws in PA. It works the same way in reverse as well. TX employee of CA company on CA health insurance IS entitled to AB 1401 continuation in TX.
Dave
www.davefluker.com
: What rules apply to an employee residing in California, but who's main office is in Pennsyvania. Specifically, would the 36 month cal-cobra rule supercede federal cobra?