We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
In Reply to: Employer negligent posted by Peter Righetti on October 22, 2003 at 16:57:05:
Peter
Well hopefully you sent your election form and payment certified, although most don't.
Did you send in your payment on time every month, and did the administrator cash them? You do not mention that.
: In Sept. 2002, I was injured and had knee surgery. I was employed and
: had medical benefits. I was laid off in Oct. 2002. I met with the
: companies' human resource person shortly after and filled out all forms
: to begin COBRA. I continued with physical therapy through Nov. 2003.
: In the meantime, it turns out my employer did not submit my papers to
: COBRA, as the HR person suddenly quit. I tried to reach the Office
: manager/Vice President of my company as I wasnt receiving any bills to
: pay my premium...she never returned my phone calls. Having no idea I
: wasnt covered, I continued with physical therapy. Months later, I
: receive a bill for a large sum of money from my physical therapist
: stating my insurance wasnt in effect at that time. I also received a
: letter from my health insurance carrier stating I was cut off, however
: that letter was received early 2003, after I completed my P.T. What
: rights do I have, if any, as my old employer was negligent in following
: through with my COBRA application?