We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
My wife is 3 months pregnant and we are currently covered under my employer's small group family PPO plan. Also, I may be changing jobs soon.
My potential new employer does not have a group health plan. They simply allow each employee to pick their own health plan and then they reimburse the employee.
If there is a waiting period, would I transition to COBRA or just buy an individual family health plan before my group health plan expires.