We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
What happens during the period after COBRA expires and before the HIPAA policy is issued if you were injured or required health care? My COBRA has just expired but I have applied for the guaranteed HIPAA policy since I have a pre-existing condition and have been advised that I do not qualify for an individual underwritten policy. Until the new policy is issued, what would I do in an emergency?