We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
? Separate COBRA Plans
I understand that my wife and I are both eligible to elect COBRA coverage under her former employers plan (we had been covered under a family plan). She alone, me alone, or both of us may elect coverage.
However, the employer offers the choice of 2 different plans on the COBRA application. I would prefer one, she the other. It is also less expensive to elect separate single plans.
From what I have read, each beneficiary has individual election rights. Therefore, does COBRA allow us each to select individual (different) plans or must we select a family Plan?