We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
In Reply to: cobra posted by Lynn on May 04, 2004 at 07:17:35:
Cal-COBRA is California's state mini-COBRA program which generally pertains to employers with 2-19 employees.
Under AB 1401, California extended continuation to qualifying residents to a total of 36 months. The first 18 months in your case would be under federal COBRA as your employer has 20 or more employees. If you are on a qualifying plan, Cal-COBRA would take over the second 18 months at your option and would be administered directly by the health insurance company (as all Cal-COBRA is).
The key is that you are insured by a California-domiciled employer with a California-based, fully-insured health plan. If that is the case, you will receive a letter about 30-60 days prior to your last federal COBRA date from the health insurer which will give you the option to elect the extension under Cal-COBRA.
A note which is important to any California employee, this extension does not apply to self-funded or self-insured plans nor does it apply to a California employee of a company domiciled outside of California which insures the California employees through another state's health plan.
Dave
: I work for an employer who is part of a plan for over 20
: employees. I am planning on leaving my job next January. I understand that
: I am eligible for 18 months of health insurance coverage after I terminate
: employment. Would I be, and how do I ensure, that I can have coverage under
: CAL-Cobra (which covers for an additional 18 months?). Do I have to now
: make sure we are covered under CAL - Cobra. is Cal cobra only for employers
: under 20 employees.