We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.
I work in the computer field as a consultant. So I change companies sometimes every project. My wife may soon be diagnosed with a serious desease and I am diagnosed that the next group insurance that I might get might not cover it because they would view it as a preexisting condition. Is that allowed since I am covered now by a group insurance plan? Should I get an individual plan instead that covers my wife and there by avoid the preexisting condition problem? What should I do?