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Cobra Health Message Board

We are not COBRA. For specific contract details about your current company policy, contact your health plan administrator.

Re: individual health insurance


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Posted by Dave on January 27, 2005 at 15:38:02:

In Reply to: individual health insurance posted by Pam Thorp on January 20, 2004 at 11:59:19:

HIPAA law requires that some form of guaranteed-issue individual coverage be made available to those exhausting COBRA or mini-COBRA continuation. It varies by state in it's application, some states require carriers to offer individual plans while others use the Major Risk program for HIPAA.

Dave

: I am confused about what role HIPPA plays in helping individuals obtain health insurance. I recently applied for health insurance and was denied because I take an anti-depressant. My cobra insurance will run out in April of this year. How do I use HIPPA to assure I will get covered for individual health insurance.




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